Terms & Conditions

Privacy Policy

User Conduct Agreement

Last updated on 10/06/2024

1. Acceptance of Terms

By accessing and using the Lendbridge website ("Site"), you agree to comply with and be bound by these Terms & Conditions ("Terms"). If you do not agree to these Terms, please do not use this Site.

2. Definitions

  • "We," "us," and "our" refer to Lendbridge.
  • "You" and "your" refer to the user or applicant utilizing the Site.
  • "Services" refer to the loan application and pre-approval services provided by Lendbridge.

3. Eligibility

By using our Site and Services, you represent that you are at least 18 years of age and possess the legal capacity to enter into a binding contract.

4. User Information

4.1 Personal and Financial Information

When you apply for a loan through Lendbridge, you will be required to provide personal and financial information, including but not limited to your name, address, Social Security number, income details, and information about your assets ("Information"). You agree to provide accurate, current, and complete Information and to maintain and update this Information as necessary.

4.2 Use of Information

By submitting your Information, you consent to our collection, use, and disclosure of this Information for the purposes of evaluating your loan application, verifying your identity, and conducting necessary background checks. We may share your Information with third-party service providers, credit bureaus, and other financial institutions as part of the loan application process.

4.3 Confidentiality

We are committed to protecting your privacy and will take reasonable measures to safeguard your Information. However, you acknowledge and agree that no data transmission over the internet can be guaranteed to be completely secure, and we cannot ensure or warrant the security of any Information you transmit to us.

5. Application Process

5.1 Submission

By submitting an application through our Site, you agree to provide accurate and truthful Information. False or misleading Information may result in the rejection of your application and/or legal action.

5.2 Pre-Approval

Submission of an application does not guarantee loan approval. Pre-approval is based on the preliminary review of the Information provided and is subject to further verification and due diligence.

5.3 Required Documents

As part of the application process, you may be required to submit additional documents to verify your Information. Failure to provide these documents in a timely manner may result in delays or denial of your application.

6. Cookies & Tracking Technology

6.1 Use of Cookies

Our Site uses cookies and similar tracking technologies to enhance your user experience, analyze site traffic, and understand where our visitors are coming from. Cookies are small data files that are placed on your device when you visit a website.

6.2 Types of Cookies

  • Essential Cookies: These cookies are necessary for the Site to function properly and cannot be switched off in our systems.
  • Performance Cookies: These cookies help us understand how visitors interact with our Site by collecting and reporting information anonymously.
  • Functionality Cookies: These cookies allow the Site to remember choices you make and provide enhanced, more personalized features.
  • Targeting Cookies: These cookies are used to deliver advertisements more relevant to you and your interests.

6.3 Managing Cookies

You can control and manage cookies through your browser settings. However, please note that disabling cookies may affect the functionality and features of the Site.

7. User Conduct

7.1 Acceptable use:

You agree to use the Site and Services only for lawful purposes. You are prohibited from:

  • Using the Site in any way that violates any applicable federal, state, local, or international law or regulation.
  • Engaging in any conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which may harm us or other users of the Site.
  • Impersonating or attempting to impersonate Lendbridge, a Lendbridge employee, another user, or any other person or entity.
  • Using any device, software, or routine that interferes with the proper working of the Site.
  • Introducing any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.

7.2 Termination

We reserve the right to terminate or suspend your access to the Site and Services without notice if we determine, in our sole discretion, that you have violated these Terms.

8. Intellectual Properly

All content on the Site, including text, graphics, logos, and software, is the property of Lendbridge or its licensors and is protected by intellectual property laws. Unauthorized use of any content is strictly prohibited.

9. Limitation of Liability

Lendbridge is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site or Services. This includes, but is not limited to, damages for loss of data, financial loss, or any other damages arising out of or in connection with the use or performance of the Site.

10. Indemnification

You agree to indemnify and hold Lendbridge, its affiliates, officers, agents, and employees harmless from any claim, demand, or damage, including reasonable attorneys' fees, arising out of your use of the Site or your violation of these Terms.

11. Change to Terms

Lendbridge reserves the right to modify these Terms at any time. Any changes will be posted on this page, and it is your responsibility to review these Terms periodically. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the state in which Lendbridge operates, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in that state.

13. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Lendbridge

1712 Pioneer Ave Suite 500

Cheyenne, Wyoming 82001

contact@lendbridgefunds.com

By using our Site and Services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.

Introduction

Lendbridge, LLC ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy Notice ("Privacy Policy") explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services. Please read this Privacy Policy carefully. By using our website and services, you agree to the terms of this Privacy Policy.

1. Information We Collect

1.1 Personal Information

We collect personal information that you voluntarily provide to us when you apply for a loan or use our services. This may include your name, address, email address, phone number, Social Security number, financial information, and details about the asset you wish to use as collateral.

1.2 Non-Personal Information:

We may collect non-personal information about you whenever you interact with our website. This may include your browser type, device type, pages visited, time and date of visits, and other technical data.

1.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect and use personal information about you, including to serve interest-based advertising. For more information about the types of cookies we use, why, and how you can control cookies, please see our Cookies & Tracking Technology section below.

2. How We Use Your Information

2.1 To Provide Services

We use the information we collect to process your loan application, verify your information, and communicate with you about your loan status.

2.2 To Improve Our Services

We may use your information to enhance our website and services, including conducting analytics and research.

2.3 To Comply with Legal Obligations

We may use your information to comply with applicable laws, regulations, and legal processes.

2.4 For Marketing Purposes

With your consent, we may use your information to send you promotional materials and offers about our services.

3. How We Share Your Information

3.1 With Third-Party Lenders

We share your information with third-party lenders for the purpose of underwriting and funding your loan.

3.2 With Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as credit reporting agencies, verification services, and IT support.

3.3 For Legal Purposes

We may disclose your information if required by law or in response to legal processes, such as subpoenas or court orders.

3.4 In Business Transfers

If we undergo a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.

4. Cookies & Tracking Technology

4.1 Cookies:

Cookies are small data files stored on your device that help us enhance your experience on our website. We use cookies to remember your preferences, analyze site traffic, and improve our services.

4.2 Types of Cookies

We use both session cookies (which expire when you close your browser) and persistent cookies (which stay on your device until deleted) to provide a more personalized experience.

4.3 Managing Cookies

You can manage or disable cookies through your browser settings. However, disabling cookies may affect your ability to use certain features of our website.

5. User Conduct

5.1 Prohibited Conduct

Users of our website are prohibited from engaging in any conduct that is illegal, harmful, or disruptive to our services. This includes, but is not limited to, unauthorized access to our systems, distribution of malware, and harassment of other users.

5.2 Compliance

Users must comply with all applicable laws and regulations while using our website and services.

6. Security of Your Information

We use administrative, technical, and physical security measures to protect your personal information. However, no security system is impenetrable, and we cannot guarantee the absolute security of your information.

7. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, such as the right to access, correct, or delete your information. To exercise these rights, please contact us using the information provided below.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on our website. Your continued use of our website and services after any changes indicates your acceptance of the updated Privacy Policy.

9. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Lendbridge, LLC

1712 Pioneer Ave Suite 500

Cheyenne, Wyoming 82001

contact@lendbridgefunds.com

Introduction

Welcome to Lendbridge, LLC ("Company," "we," "us," or "our"). By accessing or using our website and services, you agree to comply with and be bound by this User Conduct Agreement ("Agreement"). This Agreement outlines the acceptable conduct for users of our website and services. Please read this Agreement carefully. If you do not agree to these terms, please do not use our website or services.

1. Acceptable Use

1.1 Compliance with Laws

You agree to use our website and services in compliance with all applicable local, state, national, and international laws and regulations.

1.2 Personal Information

You agree to provide accurate, current, and complete information about yourself as prompted by our application forms and to update this information as necessary.

2. Prohibited Conduct

You agree not to engage in any of the following prohibited activities:

2.1 Illegal Activities

Using our website or services for any unlawful purpose or to promote any illegal activities.

2.2 Harmful Conduct:

Engaging in conduct that is harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, fraudulent, or otherwise objectionable.

2.3 Unauthorized Access:

Attempting to gain unauthorized access to our systems, other users' accounts, or any portion of our website or services.

2.4 Disruptive Activities:

Engaging in activities that disrupt or interfere with the proper functioning of our website or services, including distributing malware, spamming, or engaging in denial of service attacks.

2.5 Impersonation

Impersonating any person or entity, or falsely stating or otherwise misrepresenting your affiliation with a person or entity.

2.6 Data Mining

Using automated means, such as bots, spiders, or scrapers, to collect data from our website or services without our express written permission.

2.7 Intellectual Property:

Using our website or services in a manner that infringes upon or violates the intellectual property rights of others.

2.8 Misleading Information

Providing false, misleading, or inaccurate information to us or other users.

3. User-Generated Content

3.1 Content Responsibility

You are solely responsible for any content you upload, post, or otherwise transmit through our website or services. You represent and warrant that you own or have the necessary rights to use and distribute such content.

3.2 Content Restrictions

You agree not to upload, post, or transmit any content that:

  • Is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable.
  • Infringes upon the intellectual property rights of others.
  • Contains viruses, malware, or other harmful code.
  • Violates the privacy or publicity rights of others.

4. Reporting Violations

If you become aware of any violation of this Agreement, you agree to promptly report it to us at [Contact Information]. We reserve the right to investigate and take appropriate action, including terminating access to our website and services, for any violations of this Agreement.

5. Termination

We reserve the right to terminate or suspend your access to our website and services, without prior notice or liability, for any reason, including if we believe you have violated this Agreement.

6. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our website or services will be uninterrupted, error-free, or free of viruses or other harmful components.

7. Limitation of Liability

In no event shall Lendbridge, LLC, its affiliates, officers, directors, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our website or services.

8. Changes to This Agreement

We may update this Agreement from time to time. We will notify you of any material changes by posting the new Agreement on our website. Your continued use of our website and services after any changes indicates your acceptance of the updated Agreement.

9. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Lendbridge, LLC

1712 Pioneer Ave Suite 500

Cheyenne, Wyoming 82001

contact@lendbridgefunds.com

This User Conduct Agreement is proprietary to Lendbridge, LLC and is intended for the sole use of its clients and partners. Unauthorized use or distribution is prohibited.

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